Call Capital One at 877-383-4802 and verify. Login to your Capital One online account, they should show your account number on your statements. The spot for your account number on a Capital One Deposit Slip. Double check the account number to make sure your. Capital One 360 is one of the oldest online banks. In this review, we look at the savings products it offers, the interest rates, and the fees. When Capital One purchased ING Direct to create Capital One 360, it made a splash in the online savings account market. Now, Capital One 360 offers a whole.

Capital One is running a $400 bonus for new 360 Checking accountholders. Note that if you have or had an open 360 Checking product on or after January 1, 2018, you’re ineligible for the bonus. Here are the details:

Call Capital One at 877-383-4802 and verify Login to your Capital One online account, they should show your account number on your statements The spot for your account number on a Capital One Deposit Slip. Double check the account number to make sure your money goes into your account. If you’d like to make a deposit by phone, you can call 1-800-219-7931.

• Open a 360 Checking account by January 26, 2021, using promo code BONUS400.
• Receive at least 2 direct deposits totaling $1,000 or more within 60 days of account opening.
• Capital One will deposit the bonus depending on your opening month. If you open in November 2020 and complete the direct deposit requirement within 60 days, and you’ll get your bonus by the end of March 2021. Opening a month later pushes the bonus date a month back, etc.

Selected fine print:

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

(I should probably close my idle account now, so I can pick up another one of these bonuses in a couple years.)

Their definition of direct deposit sounds broad, but I don’t know what exactly will work. I would try a transfer from a brokerage account if possible, as opposed to another online bank.

A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.

The 360 Checking account is similar to many other online checking options, solid but nothing extraordinary. Highlights:

• No monthly fees, no minimum balance required.
• 0.10% APY on all balance tiers, as of 11/15/2020.
• Remote check deposit via app.
• In addition to their own ATMs, Capital One uses the Allpoint ATM network for fee-free ATM access.
• You can use your 360 Savings as the overdraft backup source of funds.

Bottom line. Capital One 360 Bank has a pretty solid promo for new checking accounts, but you’ll have to switch over your direct deposit at least temporarily, or at least simulate it with a transfer.

Editor’s Note: As of January 28th, 2021, this offer is no longer available. We will update this post whenever this offer returns – until then, our post on the best bank bonuses and promotions has other offers that might interest you or click here to sign up for our email newsletter and get notified of new bank promotions.

Capital One is one of the most recognizable names in the financial world and Capital One 360 is their online banking arm. If you’re thinking about opening an account and want to know if they have any bonus offers – you’re in the right place.

They offer up to $400 cash bonus for opening a 360 Checking account. There are several offers – the top one requires a direct deposit but there are two more, for less money, that only require you to spend a certain amount using the debit card.

Bank of America $100 New Checking Account Bonus

Bank of America will give you a $100 cash bonus if you open a new account by June 30th, 2021 and receive at least 2 qualifying direct deposits of $250 or more within the first 90 days. The monthly fee is easy to get waived.

Let’s see how you can get this Capital One 360 bonus:

What To Watch For

You are not eligible for this bonus if you’ve had or had an open 360 checking account (as primary or secondary) on or after January 1, 2018.

Otherwise, no other things to watch out for – the account has no monthly fees, no minimum balance, and no gotchas to speak of. I’ve had an account at Capital One 360 for over ten years (it started as an ING Direct account) and have yet to pay a fee.

Plus it earns an interest rate of 0.40% APY, as of .

Capital One Quicksilver Cash Rewards Credit Card – $200

The Capital One Quicksilver Cash Rewards is a credit card that will give you $200 after you spend $500 on purchases within 3 months of opening an account.

You also get 1.5% cashback on every purchase, it’s a solid cash back card with no annual fee.

How Does This Bonus Compare?

It’s a pretty solid offer because a bonus of $400 for just is great.

For example, Chase Bank has a competitive bonus too where you can get up to $350 for opening a new checking AND savings account. For their offer, you will have to set up a direct deposit to a Chase Total Checking account AND transfer in $10,000+ in new money to the Total Savings account. This nets you a $200 bonus for the checking and $150 for the savings.

Also, if you want to get $400 from Wells Fargo (this offer is currently not available, we just include it as a reference), you’ll have to open an Everyday Checking account and receive a total of $4,000 or more in qualifying direct deposits into the new checking account within 90 days from account opening within 90 days. It requires just a $25 minimum deposit so the dollar amount is quite low but you’ll have to adjust your financial system so this account gets a direct deposit, likely from your full-time job.

Capital One Direct Deposit Times

Capital One Direct Deposit Routing Number

As you can see, this Capital One 360 bonus account is easier because it requires a relatively small direct deposit. Not all offers are this simple, review our guide on bank account bonuses to see what other banks typically require as a comparison.